Strategic Expense Planning

How often does it happen that you still have way too much month left at the end of your money?
We have all had the experience where we have budgeted perfectly for the month and then the car breaks down, the kids get sick or the geyser bursts and suddenly we are back using a credit card to make ends meet.

Watch this video below to see what our CEO Lourens Oberholzer had to say on CNBC Africa regarding the importance of having a proper budget.

How much easier would life be if you could be prepared for these events, have control over your expenses and never have to stress about how you are going to get through the month?

If this is a typical month for you, you are not alone. 65% of people don’t have a budget at all and 30% only budget for the major expenses like rent, car payments, credit card payments, etc.  Less than 5% of people have a well structured budget that takes into account ALL expenses and makes provision for unforeseen expenses as well.

to become 


take control of your expenses right now!

That is why you need to do a Strategic Expense Planning (SEP) with your wealth strategist.  


We will help you work through all your expenses, analyze every expense and optimize your spending. Experience has shown that by doing a SEP you can cut your expenses by about 10%.
So, if your monthly budget is R20,000 you could potentially create an extra R2,000 pm positive cash

flow by doing a SEP with your wealth Strategist.

Imagine what you could do with an extra R2000 per month cash flow?
You could invest in your financial education, get rid of bad debt or invest for retirement.

to set up an appointment with your wealth strategist to discuss the benefits of  having an expert help you plan your expenses.

Expect a call soon

Here is what our clients had to say:

For the first time in my life I feel like I have complete control of my finances.  I even have money set aside for my wife’s anniversary gift.  She is definitely going to love me this year!  Johan – Roodepoort.

I couldn’t believe how much money I was wasting every month.  Thanks to my Wealth strategist I now have an extra R1500 per month available.  Jaco – Randburg

My Wealth strategist taught me how to give every rand a job, and since I have been doing that I don’t need to stress about my budget anymore and I am well on my way to Retire, Rich and Happy.  Elize – Bryanston. 

Need more details? Contact us

We are here to assist. Contact us by phone, email or via our social media channels.